Retirement Savings Calculator
See your nest egg before you get there.
Retirement Savings Calculator projects your account balance at retirement using correct monthly-compounding math — your current savings grow as a lump sum while your monthly contributions grow as an ordinary annuity, exactly how a 401(k) or IRA projection should be modeled. It also shows the inflation-adjusted real value of that balance in today's purchasing power, plus a bar-chart-style visualization and a full year-by-year table so you can see precisely how contributions versus investment growth build your final number.
- →Future value of a lump sum plus an ordinary annuity of monthly contributions, compounded monthly
- →Inflation-adjusted real value shown alongside the nominal future balance
- →Visual bar chart plus a full year-by-year table of contributions, growth, and balance
- →Correctly handles the 0% return / $0 contribution edge case (balance stays unchanged)
- →100% local calculation — nothing you enter is sent to a server
- →Watermarked by Cikal Studio Labs · Works on any device, no install required
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