Side Gig Tax Withholding Calculator

A W-2 job withholds taxes automatically. Gig income doesn't.

W-2 employment income has taxes automatically withheld from every paycheck, but gig and side-hustle income (freelance work, rideshare driving, marketplace selling) generally does not — meaning the full tax liability, including a separate self-employment tax covering Social Security and Medicare contributions an employer would otherwise split with an employee, arrives as a lump sum at tax time unless proactively set aside throughout the year. This calculator runs the actual combined calculation — self-employment tax on net profit, plus federal and state income tax at your stated brackets — and produces a specific recommended percentage to set aside from every gig payment received, converting an abstract 'save some for taxes' habit into a concrete number.

• →Computes genuine self-employment tax using the standard 15.3%-on-92.35%-of-net-profit model
• →Combines with federal and state income tax at your stated marginal brackets
• →Produces a specific percentage to set aside from every gig payment, not a vague estimate
• →Includes an estimated quarterly payment figure for those required to pay quarterly
• →Watermarked by Cikal Studio Labs · Works on any device, no install required