401(k) Employer Match Calculator
See exactly how much free money you're leaving behind
Most people have no idea whether they're capturing their full employer 401(k) match. This calculator takes your employer's match formula — 100% of the first X% plus 50% of the next Y%, the most common structure — and shows your current match in dollars, the maximum possible match, and the exact gap if you're under-contributing, plus the minimum contribution percentage needed to capture every dollar available.
- →Models the common two-tier employer match structure with your own percentages
- →Shows your current match, the maximum possible match, and the exact dollar gap between them
- →Calculates the minimum contribution percentage needed to capture 100% of the match
- →Full calculation breakdown, not just a final number, so you can verify it against your plan
- →Watermarked by Cikal Studio Labs · Works on any device, no install required
More Finance & Money
Loan & Mortgage Calculator
Enter a loan amount, rate, and term to see the exact monthly payment, total interest, and a full year-by-year breakdown — plus how much an extra payment saves you.
Compound Interest & Investment Growth Calculator
Enter a starting amount, a monthly contribution, and a rate to see exactly how much of your future balance is principal, contributions, and pure compound interest.
Crypto & Stock Profit/Loss Calculator
Enter your entry and exit price, quantity, and trading fees to see your exact profit or loss, ROI, and the break-even price you'd need to hit.